Enterprise-grade healthcare
financial intelligence.
Transform healthcare from a renewal-cycle expense into a continuously optimized financial strategy. Financial intelligence, real-time cost control, and workforce segmentation — unified on one platform.
The Gimble platform for enterprise.
Two products that work together to give you financial visibility and behavioral control over healthcare spend.
Gimble Intelligence
CFO-grade financial intelligence. Risk modeling, volatility simulation, workforce segmentation, scenario analysis, and intervention ROI.
Learn moreGimble Card
Tax-free spending card that eliminates employee out-of-pocket costs. Real-time cost nudges drive behavioral change at point of sale.
Learn moreGimble Admin
ICHRA/QSEHRA administration, compliance automation, and multi-state HR operations.
Learn moreThe problems we solve
Self-insured employers face unique challenges. Here's how Gimble replaces outdated approaches with intelligent automation.
Everything you need. One platform.
Eight capabilities that replace a patchwork of point solutions.
Smart Plan Selection
AI models every employee's optimal plan based on location, family size, utilization history, and tax situation.
Programmable Wallet Rules
Define eligibility, spending limits, and receipt requirements per benefit class. Rules execute automatically at point of sale.
Real-Time Cost Nudges
Before the swipe, employees see cost comparisons, generic alternatives, and in-network options. Waste drops 15–30%.
ICHRA / QSEHRA Engine
Automated allowance management, proof-of-coverage tracking, and premium reconciliation. No spreadsheets, no manual work.
Claims & Eligibility Gateway
Real-time eligibility verification and claims adjudication at point of sale. Instant approval, zero paperwork.
Analytics & Benchmarking
Real-time dashboards for spend, utilization, and waste. Benchmark against industry peers and track ROI month over month.
ICHRA strategy spotlight
Individual Coverage Health Reimbursement Arrangements let employers fund employee-chosen individual market plans with pre-tax dollars.
What is ICHRA?
ICHRA allows employers of any size to reimburse employees tax-free for individual health insurance premiums and medical expenses. Instead of choosing a one-size-fits-all group plan, each employee picks the plan that works best for their family, location, and doctors — and the employer funds it with a defined contribution.
How Gimble makes it self-service
- AI-guided plan selection matches each employee to their optimal individual market plan
- Automated allowance management — set it once, Gimble handles monthly reconciliation
- Proof-of-coverage tracking eliminates manual verification
- Premium payments flow directly to carriers — no employee out-of-pocket float
- Real-time compliance monitoring for ACA affordability safe harbors
Traditional Group Plan vs. ICHRA + Gimble
| Traditional Group | ICHRA + Gimble | |
|---|---|---|
| Cost model | Variable (premium increases) | Fixed employer budget |
| Employee choice | 1–3 plan options | Entire individual market |
| Geographic optimization | National carrier, one price | Local plans, local pricing |
| Admin burden | Annual renewal circus | Set and forget |
| Employer risk | Tied to claims experience | Capped at budget |
See your potential savings
Drag the sliders to estimate how much Gimble could save your organization.
Estimated Annual Savings
$109,200
per year
$46
savings per employee / month
4 mo
estimated payback period
Compliance & security
Enterprise-grade security and regulatory compliance built into every layer.
How Gimble compares
One integrated platform vs. a patchwork of legacy systems.
| Gimble | Traditional TPA | Point-Solution Bundle | |
|---|---|---|---|
| Financial intelligence | ✓ | ✗ | ✗ |
| Plan-selection AI | ✓ | ✗ | ✗ |
| Real-time spend control | ✓ | ✗ | Partial |
| ICHRA administration | ✓ | Add-on | ✓ |
| Compliance automation | ✓ | Manual | ✗ |
| Single employee experience | ✓ | ✗ | ✗ |
Ready to modernize your health plan?
Talk to our team about a custom plan design for your self-insured population.