The AI-powered
benefits brokerage.
We shop every carrier, optimize group vs. ICHRA per employee, and handle all the compliance. You get better benefits at lower cost. We earn commissions from carriers — you pay nothing.
Everything your broker does. But better.
AI-driven plan selection, full administration, and 24/7 employee support — all included.
Benefits Brokerage
AI shops every carrier and models the optimal mix for your workforce.
- Health, dental, vision, life, STD/LTD
- ICHRA + group hybrid optimization
- 401(k) partner referrals
Benefits Administration
Enrollment, compliance, and account management handled for you.
- HSA, FSA, and HRA administration
- New hire and open enrollment flows
- COBRA and ACA compliance & filing
Workers' Compensation
AI gathers quotes and optimizes your policy.
- Multi-carrier policy shopping
- Experience mod projections
- Audit prep and claims support
24/7 Employee Support
AI answers coverage questions so your HR team doesn't have to.
- Coverage and EOB explanations
- In-network provider finder
- Claims and billing help
How it works
Three steps. No migration. Keep your existing payroll provider.
Connect your payroll
We integrate with Rippling, Gusto, ADP, Justworks, and others via API. No manual data entry.
We shop every carrier
AI models group vs. ICHRA for each employee based on location, family size, and preferences.
Employees enroll through Gimble
AI guides each employee through personalized plan selection. Deductions sync to payroll automatically.
The hybrid strategy that saves $2,500 per employee.
Premium group plans for your office. Local choice for everyone else. The best of both worlds.
The premium experience
We underwrite your HQ team on a group Cigna/Aetna plan. They get the physical ID card, low deductibles, and access to Stanford/UCSF. No change in experience.
The local experience
We set up an ICHRA for distributed staff. They choose the best local plan with the best local doctors — not the one a PEO chose for them. You save $400/mo per employee instantly.
We earn commissions from carriers, just like any broker. The difference is we work for you, not them. Our AI shops every carrier to find the best fit — we don't steer you to the plans that pay us the most.
Get StartedGet a free benefits analysis.
Upload your employee census and we'll show you exactly how much you could save.
Upload your employee census
Drag and drop your CSV file, or click to browse
We'll calculate your exact savings and send you a detailed report.