Healthcare spend is a financial asset.
Manage it like one.
Gimble Intelligence is a CFO-grade financial intelligence platform that transforms employer healthcare spend into a continuously managed financial asset. Risk modeling, volatility simulation, workforce segmentation, and intervention ROI — all in one place.
Five capabilities. One command center.
Transform healthcare from a renewal-cycle expense into a continuously optimized financial strategy.
Financial Risk Snapshot
Establish credible financial baselines with claims normalization, IBNR estimation, PMPM modeling, and 3-year trend forecasting.
Volatility Modeling
Quantify downside exposure with Monte Carlo simulation, P50/P75/P95 modeling, cash flow stress analysis, and attachment sensitivity.
Workforce Segmentation & ICHRA
Model strategic workforce class decisions. Simulate self-funded vs. ICHRA carve-outs by employee segment with volatility and cost impact analysis.
Scenario Simulation
Test structural plan changes: stop-loss deductibles, contribution shifts, fully insured vs. self-funded comparison, and EBITDA impact.
Intervention Impact Modeling
Quantify the financial impact of Gimble Card behavioral interventions: generic substitution, ER diversion, chronic adherence, and specialty management.
A guardrailed financial co-pilot.
AI operates as an explanatory and analytical layer — not a replacement for financial modeling. It translates complex volatility curves into plain English, explains quarterly spend deviations, and generates board-ready summaries on demand.
The co-pilot operates only on structured model outputs, ensuring accuracy and preventing hallucination.
"What happens if specialty grows 12%?"
"How much volatility reduction from moving 200 employees to ICHRA?"
"What is our P95 exposure after increasing attachment to $500k?"
A platform that deepens over time.
Starting with financial intelligence, expanding into structural decisions, vendor governance, and operational automation.
Financial Command Center
Risk modeling, volatility simulation, ICHRA segmentation, intervention ROI, and AI explanatory layer.
Year 1Feasibility Modeling
Fully insured to self-funded transition modeling. Stop-loss optimization and structural capital allocation simulation.
Year 1.5Contract Intelligence
Stop-loss normalization, TPA & PBM contract parsing, vendor benchmarking, and negotiation briefs.
Year 2Submission Automation
Carrier-ready submission packets, RFP workflow automation, and renewal documentation generation.
Year 2+Built for your entire finance team.
Role-based views for every stakeholder in healthcare spend governance.
CFO
- Risk modeling & volatility oversight
- Segmentation decisions
- Board reporting
VP Benefits
- Workforce class management
- Plan optimization
- Renewal collaboration
FP&A
- Cash flow forecasting
- Budget variance monitoring
- Capital reserve planning
Broker / Consultant
- Shared modeling environment
- Scenario analysis
- Renewal collaboration
See your potential savings
Drag the sliders to estimate how much Gimble could save your organization.
Estimated Annual Savings
$109,200
per year
$46
savings per employee / month
4 mo
estimated payback period
Ready to take control of healthcare spend?
Talk to our team about a custom deployment for your self-insured population.